Aspire Wealth Management helps clients look to the future with highly personalized long-term planning in the areas of college funding, retirement, tax planning, insurance and wealth transfer.
Saving for Education
Aspire Wealth Management will help you define your education needs and preferences. Common college savings plan options include custodial accounts (UGMA/UTMA), 529 college savings plans and Coverdell Education Savings Accounts (ESA). Aspire will help you determine which programs best meet your education savings needs.
Part of the investment process is selecting investments that fit within your asset allocation strategy and work together to help you accomplish your investment goals. Aspire Wealth Management provides highly personalized, comprehensive investment and portfolio management. Aspire will help you understand investment options, diversify in a variety of assets, allocate among different asset categories and consider tax implications.
Retirement is a lifetime process. Aspire Wealth Management will help you plan and prepare for – or continue to maintain – a comfortable lifestyle in retirement. Aspire will consult you on traditional, Roth and Inherited IRAs, SEP and SIMPLE IRAs, 401(k), Individual (k) and 403(b) plans, rollovers and consolidation, Roth conversions and recharacterizations, plan selection and retirement distributions (SEPPs and RMDs).
Reaching your financial goals involves protecting your assets. Aspire Wealth Management recommends a balanced and customized approach to asset and risk management. Aspire advises on a full range of life, health, disability and long-term care insurance strategies.
Everyone has a unique goal for their estate – from planning for their children and grandchildren to leaving a legacy in their community. Aspire Wealth Management will help you consider the elements of an estate plan – wills, durable power of attorney, health care proxy, trusts, gifts and tax exclusions.
Your business has unique and complex needs. Aspire Wealth Management will work with you to customize business solutions. Aspire will help you and your business with tax strategies, retirement plans and employee benefits, business valuation, business succession planning and business insurance.